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Home > Article > When to fill out a joint report?

When to fill out a joint report?

Summary When to complete the report and submit it to your automobile insurance? What are the formalities according to each situation? How is an amicable report made up?

When to fill in the report and submit it to your automobile insurance? h2 >

The amicable accident report is a document that constitutes a claim declaration. In addition to reporting a claim, it allows you to inform the insurer of the circumstances of a traffic accident (even in the event of a collision in a parking lot). It also aims to determine your liability as well as that of the other driver (s) involved to claim possible compensation.

If you decide to report the loss to your car insurance, you have a period of time. 5 days from the date of the accident to send him the amicable report. This letter should preferably be sent by registered mail with acknowledgment of receipt or delivered by hand. You can also call your auto insurance to make a pre-declaration and ask your questions concerning the guarantees of your contract.

The amicable report form is given by your insurer when signing your contract. auto insurance You can ask your insurance company to provide several copies of the document. Remember to always have one in your vehicle, if possible pre-filled to avoid mistakes during the accident.

What are the formalities according to each situation?

1. The accident only involves your vehicle

In this case, the accident report must be completed by yourself, front and back. If the accident involves the responsibility of a third party, an attempt should be made to obtain the full contact details of that person, as well as those of their insurance company. If there are witnesses, it will also be necessary to ascertain their identity.

2. The accident involves your vehicle as well as another

In such a case, it will be necessary to complete a report with the other motorist, front and back. If the other driver refuses to complete the report, read his license plate number, and, if possible, take note of his insurance contract number and the contact details of his insurer. You can find its information on the certificate affixed to its windshield. Finally, if there were any witnesses, write down their identities.

3. The accident involves several vehicles in addition to your

If several motorists are involved in the accident, the amicable report must be completed by each part, front and back. If your vehicle has been struck from the rear by a vehicle and then thrown onto a car in front of yours, indicate this clearly in the observation boxes of the two mutual reports. If one of the people involved refuses to complete the report, as in the previous case, note his license plate number, his insurance contract number and the contact details of his car insurance and remember to note the identity of the If you are caught in such a situation, involving several drivers, you will have to complete several different amicable reports, with each motorist, clearly specifying the circumstances of the pile-up.

Remember to keep in your car all the Useful papers for filling out an amicable report To complete an automobile report, you will need your driver's license, your registration certificate, your auto insurance certificate and its number. Also remember to have the coordinates of the telephone assistance, which are not registered on the insurance certificate, and which can be useful to you to help you to fill the form of observation.

How is composed an amicable report?

1. The front of the document

The front of the amicable report is made up of two parts, one for each driver. You can fill in either the right or the left one.

The first page of the amicable report must be completed carefully, with a ballpoint pen, and have both motorists sign it. Remember to specify if there has been bodily damage in section 3. The contact details of witnesses, if there are any, must be noted in section 5. Section 12 is very important since it determines the responsibilities of the witness. each and the circumstances of the accident. It is likely to engage your responsibility, which is why it is important to be vigilant when filling it in. Finally, sections 13 and 14 must be completed as precisely and legibly as possible, indicating the names of the streets, the direction of movement, the signaling elements (warning signs, lights, road signs, etc.), the direction of the vehicles and their position as well as the position of any witnesses. Finally, you must ensure that the information in these two sections is not contradictory.

2. The back of the document

The back must, unlike the front, be completed separately by each driver. It constitutes an additional declaration making it possible to specify the circumstances of the accident. In the event that the elements indicated in this part are contradictory to those previously indicated on the front, they may result in the refusal of the taking charge of the declaration.

This part of the form is also used when the other driver involved in the accident was unable or unwilling to complete the front, in the case of a hit and run in particular). If possible, write down the opponent's identity and registration number ”, as well as the contact details of witnesses.

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  • Keywaylock
  • 31/07/2021
  • 549 Views
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